Privacy Policy

Purpose:

The following privacy principals are established to maintain the security, integrity and confidentiality of member's financial information.

The Type of Information We Collect:

We routinely collect and retain the information we obtain from member's account application, transaction history (for deposits, loans, credit cards, etc.) and from consumer reports. This information helps us:

• To establish and administer members accounts.
  (Example: We ask for personally identifying information to protect members accounts from fraud)
• To satisfy certain regulatory requirements.
  (Example: When a member opens an account that pays interest, we are required by the Internal Revenue Service to obtain his/her social security number.)
• Better understand the member so that we may provide him/her with additional or improved products and services.
  (Example: We require information concerning the member's credit history and his/her assets to determine if the member qualifies for loan approval)
  

We do not share the nonpublic personal information of our current or previous members and nonmember customers with affiliates or nonaffiliated third parties except as permitted or required by law.

How That Information is Protected:

Access to member's personally identifiable financial information is limited to employees with a specific business reason for utilizing this data. Our employees are educated about the importance of maintaining confidentiality and member privacy. If necessary, we will take appropriate disciplinary steps to enforce our employees responsibility to protect our members very personal information.

In order to prevent unauthorized access to member information we maintain security standards and procedures that conform with industry practices. These security standards and procedures are routinely tested to verify the integrity of our systems.