Loan Rates

Effective Date: 03-18-2013

LOAN RATES APR TERMS
NEW CAR LOANS 2.99 100% OF COST PLUS TTL 48 MONTHS
  2.99 60 MONTHS
  2.99 72 MONTHS
USED CAR LOANS 3.25 100% RETAIL VALUE NADA BOOK PLUS TTL
AGE: 1, 2, 3, 4 Years - up to 60 Months
  4.25 5 Years - 60 Months
  4.25 Over 5 Years - 48 Months
COLLATERAL LOANS NEW 2.99 48 TO 72 MOS*SAME AS NEW CARS
COLLATERAL LOANS USED 3.25 - 4.25 48 TO 60 MOS*SAME AS USED CARS
SIGNATURE LOANS 12.25 2 1/2 TIMES MONTHLY INCOME $5000.00 MAX UP TO 60 MONTHS
SPECIAL SIGNATURE LOAN 10.25 $1,500.00 - PAY BK IN 12 MONTHS
SIGNATURE TERM NOTE 12.75 ONE YEAR TERM
SHARE SECURED LOANS
3.30 3% ABOVE REG SHARES
OR 2% ABOVE PLEDGED CD RATE
MASTERCARD 9.50 $5000.00 MAX
RECR VEHICLES NEW 5.99 UP TO 10 YEARS*SEE CHART*
RECR VEHICLES USED 7.50 UP TO 8 YEARS*SEE CHART*
REAL ESTATE HOME LOANS 4.74 - 5.49 15 YEARS
  4.99 - 5.74 25 YEARS
INTERIM HOME LN FINANCING 4.65  
HOME EQUITY LOANS 6.24 - 6.74 UP TO 20 YEARS
HOME IMPROVEMENT LOANS 6.75 - 7.25 8 YEARS
LAND LOANS 4.74 - 5.49 15 YEARS
  4.99 - 5.74 25 YEARS

RATES ARE SUBJECT TO CHANGE. THE CREDIT UNION DOES NOT MAKE BUSINESS LOANS.