At McMurrey Federal Credit Union, we offer competitive rates on new and used cars, trucks, SUVs and vans. All loans are subject to credit approval.
New Auto Loans:
- The Credit Union considers a new car to be a current model or last years' model car to January 1 of the next year. To be classified as new, the vehicle must not have been titled to an individual.
- Financing: 100% of MSRP + TTL + Gap + Warranty
- Maximum Term: 72 months
- Dealer worksheet required (Buyers order)
- Proof of insurance required
- Exception: Program cars and demonstrators can be treated as new cars.
- Must have low mileage and the remaining warranty.
Used Auto Loans:
- The Credit Union may extend credit on used cars at NADA Retail Value + TTL + Gap + Warranty.
- Financing: NADA Retail + TTL + Gap + Warranty
- Term limits are based on age of vehicle.
- Dealer worksheet (buyers order) is required unless buying from an individual.
- Proof of insurance
We also offer single and joint Credit Life and Disability.