Loan Rates

Effective Date: 6-24-2024

LOAN RATES APR TERMS
NEW CAR LOANS 5.49 100% OF COST PLUS TTL 48 MONTHS
  5.99 60 MONTHS
  6.24 72 MONTHS
USED CAR LOANS 6.74 100% RETAIL VALUE NADA BOOK PLUS TTL
AGE: 1, 2, 3, 4 Years - up to 60 Months
  7.24 5 Years - 60 Months
  7.24 Over 5 Years - 48 Months
COLLATERAL LOANS NEW 5.49 - 6.24 48 TO 72 MOS*SAME AS NEW CARS
COLLATERAL LOANS USED 6.74 - 7.24 48 TO 60 MOS*SAME AS USED CARS
SIGNATURE LOANS 12.25 2 1/2 TIMES MONTHLY INCOME $5000.00 MAX UP TO 60 MONTHS
SPECIAL SIGNATURE LOAN 10.25 $1,500.00 - PAY BK IN 12 MONTHS
SIGNATURE TERM NOTE 12.75 ONE YEAR TERM
SHARE SECURED LOANS
3.30 3% ABOVE REG SHARES
OR 2% ABOVE PLEDGED CD RATE
MASTERCARD 9.50 $5000.00 MAX
RECR VEHICLES NEW 5.99 UP TO 10 YEARS*SEE CHART*
RECR VEHICLES USED 7.50 UP TO 8 YEARS*SEE CHART*
REAL ESTATE HOME LOANS 5.99 - 6.49 15 YEARS
  6.24 - 6.99 25 YEARS
INTERIM HOME LN FINANCING 5.15  
HOME EQUITY LOANS 6.74 - 7.24 UP TO 20 YEARS
HOME IMPROVEMENT LOANS 6.75 - 7.25 8 YEARS
LAND LOANS 5.99 - 6.49 15 YEARS
  6.24 - 6.99 25 YEARS

RATES ARE SUBJECT TO CHANGE. THE CREDIT UNION DOES NOT MAKE BUSINESS LOANS.