Our general policy is to allow you to withdraw funds deposited in your account on the day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the next business day. Then, the funds will generally be available by the fifth business day after the day of your deposit.
Effective July 21, 2011, a provision in the Dodd-Frank Act requires depository institutions, including credit unions, to make available for withdrawal the first $200 of certain check deposits on the business day after the banking day the deposit is received.